Flex Pay makes vacations simple

Flex Pay lets you book your vacation at the rate you want and pay for it over time with simple fixed installments with no surprise monthly payments. Once you’re ready to check-out, select “Flex Pay” as your payment method and after completing a short application, you will receive word of your approval right away. Once approval is received, choose the terms of your payment, finish checking out and start counting down the days to your getaway!

Down payment may be required. Actual terms will be based on your credit score and other factors and may vary. Loan applications are subject to approval by Flex Pay. Not everyone is eligible.

You can make a payment anytime at https://www.upgrade.com/en-ca/flex-pay/ under the Loans tab and clicking the Make a Payment button. It’s recommended that you enable AutoPay at the time of purchase for hassle-free payment deductions each month. If you don’t have AutoPay enabled, visit upgrade.com/en-ca/pay, click on the Accounts page and set the AutoPay toggle to ON. You can also change the form of payment on file anytime at upgrade.com/en-ca/pay.

Shop your SellOffVacations getaway and add to cart as you normally would. When you’re ready to check-out, select Flex Pay as your payment method. To apply, provide basic information like your mobile number, date of birth and if you are a resident of the U.S.A., your Social Security Number. You will receive notification of your application’s status right away and if approved, finish checking out and start counting down to your getaway!

Flex Pay looks at several factors when determining the terms of a loan, including credit information, purchase details and more.

You will need to initiate a cancellation or refund with SellOffVacations first. If you are eligible for a refund, Flex Pay will apply the refunded amount to your account balance and credit back all remaining funds to your original method of payment. If the refund received from SellOffVacations is less than the balance owed, you are still responsible for the outstanding balance and your monthly payments remain the same until the balance is paid in full.

Yes, you can! You will need to allow for a few days between booking and departure for the loan to be processed but once it has gone through, you are free to travel whenever you like – even before the balance is paid off.

Flex Pay allows you to purchase the vacation you want now and pay with fixed, monthly installments. Flex Pay is also a better alternative to credit cards as it only charges simple interest while some credit cards charge interest on interest. With Flex Pay, budgeting is easy and you can manage your expenses over time instead of paying a large lump sum at once. Flex Pay also doesn’t charge any fees including late fees or pre-payment penalties.